CVB Financial is a bank holding company. Through its subsidiary, Citizens Business Bank (the Bank), Co.'s main operations are related to banking activities. This includes the acceptance of deposits and the lending and investing of money through the operations of the Bank. Co. provides a range of bank deposit instruments. These include checking, savings, money market and time certificates of deposit for both business and personal accounts, municipalities and districts, and other deposit products for title and escrow. Co. provides a range of lending products, including commercial, agribusiness, consumer, small business administration loans, real estate loans and equipment and vehicle leasing.