Mastercard is a technology company in the global payments industry that enabling consumers to use electronic forms of payment instead of cash and checks. Co. provides a range of payment solutions and services using its brands, including Mastercard®, Maestro® and Cirrus®. Co. operates a multi-rail network that provides customers one partner to turn to for their domestic and cross-border payment needs. Co. has additional payment capabilities that include automated clearing housetransactions. Co. also provides offerings such as cyber and intelligence products, information and analytics services, consulting, loyalty and reward programs, processing and open banking.