Mercury General is an insurance holding company. Through its insurance subsidiaries, Co. writes personal automobile insurance. Co. also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. Co. provides the following types of automobile coverage: collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards. Co. provides the following types of homeowners coverage: dwelling, liability, personal property, fire, and other hazards. Co. sells its policies through a network of independent agents, its insurance agencies, and directly through internet sales portals.