Navient is a provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Co. operates its business in the following primary segments: Federal Education Loans, in which Co. owns Federal Family Education Loan Program Loans and performs servicing and asset recovery services on this portfolio; Consumer Lending, in which Co. owns, originates, acquires and services Private Education Loans; and Business Processing, in which Co. performs business processing services for various government and healthcare clients.