Sumitomo Mitsui Financial Group is a holding company. Co.'s segments include: Wholesale Business, which provides financing, investment management, risk hedging, settlement, M&A and other advisory services, digital services and leasing; Retail Business, which provides wealth management services, settlement services, consumer finance and housing loans; and Global Business, which provides tailored products and services, including loans, deposits, clearing services, trade finance, project finance, loan syndication, derivatives, global cash management services, leasing services, underwriting activities, Japanese stock brokerage and M&A advisory services.