Visa is engaged in digital payments. Co. facilitates payments between consumers and businesses. Co. is focused on its proprietary network, VisaNet, to provide products and services. Co. provides a range of payment products that financial institution clients use to develop and provide primary business solutions, including credit, debit, prepaid and cash access programs for individual, business and government account holders. Co. also provides other services, including issuer and consumer solutions, merchant and acquirer solutions, fraud management and security services, data solutions, and consulting through Visa Consulting and Analytics.