Visa is engaged in digital payments. Co. facilitates payments between consumers and businesses. Co. is focused on its proprietary network, VisaNet, to provide products and services. Co. provides a range of payment products that its financial institution clients use to develop and provide primary business solutions, including credit, debit, prepaid and cash access programs for individual, business and government account holders. Co. also provides other services, including issuer solutions; acceptance solutions; risk and identity solutions; and advisory services.