CrediCorp is a financial services holding company. Through its subsidiaries, Co. operates primarily through its lines of business, including: Universal Banking, which includes the operations related to the granting of various credits and financial instruments to individuals and legal entities; Microfinance, which includes the management of loans, credits, deposits and current accounts of the small and microenterprises; and Investment Banking and Wealth Management, which includes brokerage service and investment management services provided to clientele that includes corporations, institutional investors, governments and foundations.