Chubb, through its subsidiaries, is an insurance and reinsurance organization. Co. provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance. Co. provides commercial insurance products and service offerings such as risk management programs, loss control, and engineering and claims management, as well as insurance products ranging from Directors & Officers and professional liability to various specialty-casualty and umbrella and excess casualty lines. Co. also provides personal lines insurance coverage including homeowners, automobile, valuables, umbrella liability, and recreational marine products.