Genworth Financial is a holding company. Through its principal insurance subsidiaries, Co. provides mortgage and long-term care insurance products. Co. has three operating business segments: Enact; U.S. Life Insurance; and Runoff. Co.'s Enact segment is engaged in the business of writing and assuming residential mortgage guaranty insurance. Co.'s U.S. Life Insurance segment includes long-term care insurance, life insurance and fixed annuity products, and services and solutions that help families address the financial challenges of aging. Co.'s Runoff segment's products mainly include variable annuity, variable life insurance and corporate-owned life insurance, as well as funding agreements.