OP is a bank holding company. Through its banking subsidiary, Open Bank, Co. provides commercial banking services to small and medium-sized businesses, their owners and retail customers with a focus on the Korean-American community. Co. provides customers retail deposit products through its branch network and the ability to access their accounts through online and mobile banking platforms. Co. provides a suite of online banking solutions including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay.