State Bank Financial is a bank holding company. Through its subsidiary, State Bank and Trust Company, Co. provides a range of community banking services to individuals and businesses within its markets. Co.'s product lines include loans to small and medium-sized businesses, residential and commercial construction and development loans, commercial real estate loans, farmland and agricultural production loans, residential mortgage loans, home equity loans, consumer loans and a variety of commercial and consumer demand, savings and time deposit products. As of Dec 31 2017, Co. had total assets of $4.96 billion and total deposits of $4.24 billion.