United Security Bancshares is a bank holding company. Through its subsidiary, United Security Bank (Bank), Co. provides a range of commercial banking services primarily to the business and community and individuals located in Fresno, Madera, Kern, and Santa Clara Counties, CA, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The Bank also provides a complement of lending activities, including real estate mortgage, commercial and industrial, real estate construction, agricultural, and installment loans.